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Michigan Department of Licensing and Regulatory Affairs (LARA)

Michigan UCC Lien Search —
Instant Results with AI Analysis

Search Michigan UCC-1 filings through the Michigan Department of Licensing and Regulatory Affairs (LARA). Get a complete lien report with AI risk scoring, collateral overlap detection, and expiration alerts — in under 5 minutes.

Run a Free Michigan Search → View Sample Report
~5 min
Average delivery time
51
States + DC covered
$49
Per search report
5 years
Michigan UCC lien duration

How Michigan UCC Searches Work

Michigan UCC filings are managed by the Michigan Department of Licensing and Regulatory Affairs (LARA). Here's what you need to know before running a search.

Filing Office
Michigan Department of Licensing and Regulatory Affairs (LARA)
Search Method
By debtor's exact legal name. Name variations may miss filings — use LienClear for comprehensive results.
Lien Duration
5 years from filing date. Continuation required within 6 months before expiration to remain effective.
Filing Fee
$25 (UCC-1 filing fee)
State-Specific Note
Michigan uses LARA for UCC filings instead of the Secretary of State — this trips up searchers unfamiliar with the state. The Michigan Corporations Online portal is the official search tool.
LienClear Turnaround
Under 5 minutes from search submission to report delivery — vs. 3–7 business days from legacy providers.

What Michigan Corporations Online Doesn't Tell You

The Michigan Department of Licensing and Regulatory Affairs (LARA)'s Michigan Corporations Online portal is the official source, but it's designed for government processing, not legal teams. Even a complete search won't flag:

LienClear's AI catches all four — automatically, in under 5 minutes.

Why Paralegals Use LienClear for Michigan UCC Searches

The Michigan Department of Licensing and Regulatory Affairs (LARA) portal gives you raw data. LienClear gives you answers — with AI analysis that takes seconds to read, not hours to interpret.

Factor Michigan Corporations Online Manual CSC Global LienClear
Time per search 30–45 min 2–3 business days 5 min
Cost per search ~$50 in labor $45–60 $49
AI analysis None Basic Executive summary + collateral overlap + expiration alerts
Collateral overlaps flagged No Manual review Yes, automatic
Name variation search No (exact match only) Limited 15+ variations automatic
Unlimited plan N/A $1,200/mo+ $199/month
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Results in minutes, not days
CSC Global and CT Corporation take 3–10 business days for Michigan searches. LienClear delivers a complete report in under 5 minutes — so you can close deals faster and respond to last-minute diligence requests without breaking a sweat.
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AI Risk Summary — plain language, no interpretation needed
LienClear's AI reads every Michigan UCC filing and produces a plain-language risk summary: HIGH, MEDIUM, LOW, or CLEAR. It flags blanket liens, counts active filings, identifies secured parties, and highlights overlapping collateral — so you know the deal risk before your attorney does.
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Collateral Overlap Detection
Michigan debtors often have multiple secured creditors with overlapping collateral. LienClear's overlap engine scans all active filings for competing claims on the same assets — flagging conflicts your deal team needs to negotiate before funding.
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Expiration Alerts — never miss a stale lien
Michigan UCC filings last 5 years. If a secured party didn't file a continuation, that lien may have lapsed — but still shows up in searches. LienClear automatically flags any filing expiring within 12 months (amber) or 6 months (red) so you know what's still enforceable.
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75% less than CSC Global or CT Corporation
CSC Global charges $200–$350 per Michigan UCC search. CT Corporation is similar. LienClear is $49 per search or $199/month unlimited. For firms running 10+ searches per month, that's $18,000+ saved per year — with better analysis than either legacy provider.
Not sure what you'll get?
See a full 10-section Michigan UCC report with AI risk summary, collateral overlap detection, and expiration alerts — before you run your first search.
View Full Sample Report →

Michigan UCC Search — Frequently Asked Questions

Common questions from paralegals and legal ops teams about Michigan UCC lien searches.

Which Michigan agency handles UCC filings?
Michigan's UCC filings are managed by the Department of Licensing and Regulatory Affairs (LARA), not the Secretary of State. Searches run through the Michigan Corporations Online system. This is a common source of confusion for paralegals unfamiliar with Michigan.
How long do UCC filings last in Michigan?
UCC financing statements in Michigan are effective for 5 years from the date of filing. A continuation statement must be filed within 6 months before expiration to maintain effectiveness. LienClear automatically flags filings expiring within 12 months so you can take action before they lapse.
Is LienClear faster than Michigan Corporations Online for Michigan UCC searches?
Michigan Corporations Online gives you raw filing data with no AI analysis or risk interpretation. LienClear delivers a complete, analyst-grade report with AI risk summary, collateral overlap detection, and expiration alerts — in under 5 minutes, vs. 30–45 minutes of manual work on Michigan Corporations Online.
How often should I search a debtor's Michigan UCC status?
For active lending relationships, quarterly searches are best practice. For M&A due diligence, search at closing and 30 days prior. LienClear's unlimited tier ($199/mo) makes frequent monitoring cost-effective for high-volume legal ops teams.
What if a Michigan UCC lien has already been terminated?
Terminated liens still appear in search results (with a UCC-3 termination statement attached). LienClear flags the status clearly — terminated liens don't affect future lending but should be noted for due diligence documentation.
UCC Lien Search by State
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